Upload the offer. Get the Whispered Rate™: the number you should actually ask for. Every signing is checked against your income goals, travel time, package size and profitability, so you know exactly when to accept, counter or decline.
Actual results from The Rate Whisperer™ using its default settings: a $70/hr target, $60 minimum fee, 76¢ a mile (the IRS rate) and standard appointment and prep times. Your results use your own numbers.
Screenshot the offer from Snapdocs, SigningOrder, email or a text, and upload it, or paste the text. It pulls out the fee, zip, signing type, date, time and page count for you, right on your phone.
100 points across your hourly rate, minimum fee, distance, drive time, package size, scanbacks, company rating and payment speed, minus penalties for hospital and jail signings, same-day rushes, witnesses and more. See exactly how scoring works →
Exceptional Offer, Consider Countering, Marginal, or Decline, plus the exact number to ask for and a counter message you can copy in one tap. No mental math. No second-guessing.
Screenshot any offer and upload it. It’s read on your own phone and never uploaded, so borrower details stay private.
The exact number to ask for, based on your hourly target, time and expenses, plus a counter message you can copy in one tap.
Platforms leave out the page count. We won’t let you accept without it, and we show what the answer would be at every package size.
Fee minus gas at the IRS rate and printing, divided by every minute: driving, printing, the signing and scanbacks.
Enter two zips and get drive time with the traffic expected at your appointment time.
Rate each signing company once. Slow payers and difficult companies count against every future offer.
Track which counters worked, average days to get paid, and who’s 30+ days late. No more spreadsheet.
“Can I fit this in?” Prices only the extra driving a second signing adds and tells you if you’ll make it on time.
See what members near you are offered for the same signing. Anonymous, opt-in and totals only.
Download your signing miles by year, priced at the IRS rate for each trip’s date.
For general notarizations, see the most your state lets you charge per act and what to bill as travel and service fees.
Add it to your home screen like an app. It keeps working when the signal drops in a parking garage.
One link with your current fees for title companies, lenders and signing services.
Loan signing fees swing widely by state and by who’s paying. Here’s what published sources show, so you can see where an offer stands.
| Signing | Published range | Context | Source |
|---|---|---|---|
| Refinance | $150–$250 | Direct with title or escrow | Softotech, 2026 |
| Purchase (buyer package) | $125–$250 | Direct with title or escrow | Softotech, 2026 |
| Seller package | $125–$200 | Direct with title or escrow | Softotech, 2026 |
| HELOC | $75–$200 | Direct with title or escrow | Softotech, 2026 |
| Any loan signing | $75–$125 | Paid by signing services | Loan Signing System, via Softotech |
| Refinance or HELOC | $125–$175 | One Massachusetts agency | Tewksbury Notary, MA |
| Reverse mortgage | $150–$225 | One Massachusetts agency | Tewksbury Notary, MA |
| Refinance | $75–$100 | Minnesota overview | Notary Public Assoc., MN |
| Purchase or seller | $100–$150 | Minnesota overview | Notary Public Assoc., MN |
Published ranges, not recommendations. There’s no national survey of signing agent fees, so these come from published fee roundups and individual notary businesses, and they vary by state and by whether you work direct or through a platform. Fees for notarial acts are set by state law; signing agent fees are negotiated case by case. Your Whispered Rate™ always comes from your own numbers. Sources checked November 2026.
One page: the 11 questions to ask before you accept any signing, how to count your real cost, the conditions that cost you more, and a counteroffer you can copy.
Stop accepting lowballs. Know your floor before the offer timer runs out.
Factor in travel automatically. Never take a job that doesn't cover your gas.
Give your agents a consistent rate standard. Protect your margins across every assignment.
White-label it for your students. Give them a professional tool on day one.
Try Basic free for 7 days. Cancel anytime.
"The offer doesn't wait. Now neither do you."
— The Rate Whisperer™
I've been a mobile notary and loan signing agent for years. I know what it feels like to stare at a lowball offer and do the mental math while the clock runs out.
I built The Rate Whisperer™ so that never happens again — to me or to any notary who knows their worth but doesn't always have time to prove it in the moment.